Group Personal Accident Insurance in Egypt | Sarwa Life

Accidents Happen. We Help You Prepare for Them.

No matter how safe your workplace is, accidents can still happen — and when they do, the impact on your employees and business can be significant. Sarwa Life’s Group Personal Accident Insurance Plans offer financial protection for your workforce in the event of unexpected injury or death, helping you minimize disruption and demonstrate a strong commitment to employee wellbeing.

What’s Covered

Our group accident plans provide a lump-sum benefit in the event of:

• Accidental Death A fixed amount is paid to the employee’s family if the accident results in death.
• Permanent Total Disability If the insured employee becomes permanently and totally unable to work due to the accident.
• Permanent Partial Disability Coverage based on the severity of loss, such as loss of a limb, vision, or hearing.

Optional riders and plan extensions can include:

• Medical reimbursement after accidents
• Temporary total disability income replacement
• Accident coverage during commute or off-duty events

Who Is This Plan For?

• Corporations and institutions with field-based, factory, or logistics staff
• Businesses in construction, retail, manufacturing, delivery, and transportation
• Any organization looking to protect staff in physically exposed environments
• Companies seeking cost-effective employee risk management tools

Why Offer Accident Coverage to Your Employees?

• Boost employee loyalty and trust through safety-focused benefits
• Ensure financial assistance for injured staff without affecting your bottom line
• Protect against legal liability or out-of-pocket payouts
• Enhance your HR package and meet industry compliance standards

Why Choose Sarwa Life?

• Affordable group premiums tailored to company size and industry
• Flexible coverage terms and benefit amounts
• Fast claims processing with clear documentation support
• Seamless policy integration into your HR or payroll system
• Coverage available nationwide, from desk jobs to high-risk sites

Protect Your Workforce from the Unexpected

Don’t wait for an accident to realize the value of preparation. With Sarwa Life’s Group Personal Accident Insurance, your employees and their families are protected — and your operations stay resilient.