Group Credit Life Insurance in Egypt | Sarwa Life

Protect Your Borrowers. Secure Your Lending.

Unexpected events can jeopardize the ability of borrowers to repay their loans — putting both the borrower’s family and your institution at financial risk. With Sarwa’s Group Credit Life Insurance, lenders gain peace of mind knowing that outstanding loan balances are covered in case of the borrower’s death or permanent total disability.
It’s a responsible way to support your borrowers while safeguarding your loan portfolio.

How It Works

Sarwa Life partners with banks, microfinance companies, and lenders to offer insurance coverage that settles the outstanding balance of a loan if the insured borrower :

• Passes away during the loan term
• Becomes permanently and totally disabled

The claim is paid directly to the financial institution, ensuring quick debt clearance and removing the burden from the borrower’s family.

What Types of Loans Are Covered?

• Personal loans
• Home and mortgage loans
• Auto loans
• Microfinance and SME loans
• Credit cards and revolving credit (upon agreement)

Coverage terms are aligned with the loan duration and outstanding amount.

Benefits to Lenders

• Protect your loan book from unforeseen repayment risk
• Offer clients added value and security at the point of borrowing
• Integrate easily with disbursement and approval workflows
• Build trust and retention through borrower-focused benefits
• Reduce administrative burden with Sarwa’s streamlined claims service

Why Partner with Sarwa Life?

• Proven experience in group life and credit insurance programs
• Flexible schemes tailored to loan types, risk levels, and borrower segments
• Efficient claim turnaround and dedicated partner support
• Regulatory-compliant coverage in line with Egypt’s financial laws

Build a Safer Lending Program with Credit Life Insurance Whether you’re a bank, microfinance provider, or lending institution, Sarwa’s Group Credit Life Insurance helps protect your clients — and your financial health — at every stage of the lending cycle.