Group Pension and Retirement Plans in Egypt | Sarwa Life

Secure Their Future. Strengthen Your Workplace.

In a world where retirement security is becoming a growing concern, employers that offer group pension plans stand out as long-term, employee-focused organizations. At Sarwa Life, our Group Pension Plans in Egypt give companies the ability to help employees build financial independence after their careers — while supporting talent retention, loyalty, and peace of mind.
Whether your organization is large or mid-sized, our retirement solutions are flexible, fully compliant, and tailored to your workforce.

How It Works

Sarwa’s Group Pension Plan allows employers to contribute monthly or annually to a fund dedicated to each employee’s future retirement. These contributions may be :

• Employer-funded
• Employee-contributed
• Or shared between both parties

At retirement, employees receive either a lump-sum payout or structured annuity payments , depending on the plan’s design.

Plan Features

• Long-term savings and investment growth over the course of employment
• Flexible vesting and withdrawal terms based on your HR policy
• Optional early withdrawal under predefined conditions
• Transparent reporting and regular account summaries
• Compatible with both private and public sector salary structures

Benefits to Employers

• Strengthens your total compensation package
• Boosts retention and loyalty among mid-career and senior staff
• Attracts high-caliber talent with long-term benefits
• Demonstrates organizational responsibility and care
• Helps reduce dependency on end-of-service lump-sum obligations

Benefits to Employees

• Builds a secure income stream for life after work
• Encourages long-term financial planning and discipline
• Offers peace of mind to employees and their families
• Allows contribution scaling based on career progress
• Protects savings from unexpected interruptions

Why Choose Sarwa Life?

• Fully customizable pension structures based on company policy
• Seamless onboarding and integration with HR/payroll systems
• Trusted investment administration and secure fund management
• End-to-end service from policy design to post-retirement support
• Backed by a legacy of reliability and customer-focused care

Empower Your Employees to Retire with Dignity Retirement planning starts now. Partner with Sarwa Life to create a sustainable and impactful group retirement program that reflects your company’s commitment to its people.