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What is Long-Term Life Insurance?; Policy Features & Conditions; Coverage for Death & Disability; Inquire Now

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Life & Disability Long Term Coverage

Guaranteed Stability for 7 Years — One Policy, One Medical Check

Looking for long-term peace of mind? Sarwa’s Life & Disability Long-Term Insurance plan gives you uninterrupted coverage for up to seven years with a fixed premium and no repeated medical exams after enrollment.

This plan is ideal for individuals seeking stable protection over a defined period — with zero surprises, predictable costs, and comprehensive life and disability coverage.

Key Features

  • Fixed Premiums for 7 Years
    Lock in your premium at the start of the policy and pay the same amount every year, no matter your age or health condition changes.
  • One-Time Medical Check
    Undergo a single health screening at the start of the policy — no additional medical requirements for the rest of the term.
  • Dual Coverage
    Protect your loved ones with life coverage in case of death and receive financial benefits if you suffer from permanent or total disability.

What’s Covered

  • Life insurance payout to your beneficiaries in case of death during the coverage period
  • Lump-sum disability benefit in case of permanent or total inability to work
  • Optional add-ons available upon request for critical illness or income protection

Who Should Consider This Plan?

  • Professionals and business owners seeking predictable mid-term protection
  • Individuals without group insurance looking for long-term coverage
  • Parents wanting to ensure financial support for their families
  • Anyone planning around fixed financial commitments (education, mortgage, etc.)

Why Choose Sarwa Life?

  • Transparent pricing with no annual increases
  • One-time medical assessment for full policy duration
  • Fast claims processing and dedicated client support
  • Flexible coverage levels tailored to your life stage

Start Your 7-Year Coverage with Confidence

Secure a long-term protection plan that won’t change on you. Reach out to Sarwa Life today to explore your options and receive a personalized quote for our Life and Disability Long-Term Insurance Plan.

Life & Disability Long Term Coverage