Liability Insurance in Egypt | Sarwa Insurance

Protect Your Business Against Legal and Operational Risks

In today’s complex business environment, unexpected liabilities can threaten your operations, finances, and reputation. Sarwa offers a full suite of liability and casualty insurance in Egypt, designed to protect businesses of all sizes against third-party claims, employee misconduct, and operational risks.

Our policies help you remain compliant, build stakeholder trust, and avoid severe financial disruptions due to legal claims or internal losses.

Our Liability Insurance Products

Public Liability Insurance (PL)

Protects your business against legal claims arising from:

• Bodily injury to third parties on your premises
• Property damage caused by your operations
• Accidents linked to negligence or unsafe conditions
• Legal costs and compensation payouts

Ideal for: Retailers, hospitality businesses, contractors, office-based services.

Fidelity Guarantee Insurance (FG)

Covers your business from internal risks related to employee dishonesty or fraud:

• Theft or embezzlement of funds by employees
• Fraudulent transactions or asset misappropriation
• Pecuniary loss resulting from proven dishonesty during employment

Ideal for: Financial institutions, corporates, NGOs, and any business handling high volumes of transactions.

Employer Liability Insurance (EL)

Covers your legal liability in case of work-related employee injury, illness, or death:

• Compensation for medical costs and income loss
• Legal expenses resulting from employee claims
• Protection for businesses with physical operations or fieldwork

Mandatory for many sectors and a core element of employee welfare assurance.

Cash-in-Transit Insurance (CIT)

Provides coverage for cash, cheques, and securities transported by authorized personnel:

• Robbery, loss, or damage during secure transfers
• Protection for couriers and designated cash handlers
• Insures custody chains between branches, ATMs, or business points

Ideal for: Banks, supermarkets, retail chains, and service centers handling daily cash flows.

Why Choose Sarwa for Liability Coverage?

• Customizable policies aligned with your risk exposure
• Fast and fair claims settlement
• Coverage suitable for SMEs and large enterprises alike
• Local expertise backed by international standards
• Protects both assets and reputation

Industries We Serve

• Retail and Hospitality
• Financial Services and Banking
• Logistics and Warehousing
• Construction and Engineering
• Healthcare, Education, and NGOs

Safeguard Your Business Today

Protect your operations, team, and future with the right liability insurance plan. Contact Sarwa to speak with a corporate advisor and build a policy tailored to your exposure level.

Request a liability insurance quote

Speak to our commercial lines team

Visit your nearest Sarwa branch